Near Field Communication – Technology improvement for Mobile Commerce
Wireless Technology and Radio Communications have made our lives mobile. It has really freed us from the tangles of wires. Be it seamless transfer of files or internet access, Near Field Communication (NFC) has really simplified connections and commerce in the modern world. Transactions and trade has been simplified only due to NFC.
Technically speaking, NFC simplifies data exchange and transaction between two devices connected within a short distance range. It especially provides an easy to use communication interface up to a few centimeters distance.
The most important advantage is that it has an Internet Savvy Protocol, which enhances connectivity. NFC is the short range, High frequency communication technique. For e.g. – a mobile phone with NFC chip can make credit card payments wirelessly or can even act as a positive ID.
Simple examples of Data exchange Communication (NFC) using Radio Signals is Bluetooth, Infra-Red etc. Bluetooth and Infra-Red both involve Line-of-Sight communication techniques. Both the sending and receiver’s devices have to be kept at close proximity.
With mobile phones being as popular as an m-commerce avenue, NFC technology is being aimed at this emerging market. Currently there are three regions where NFC is being targeted:
- Card emulation: NFC devices can be made to behave live contactless cards.
- Reader mode: NFC devices could be used for purposes like interactive advertising as it reads a passive RFID tag.
- Peer to peer mode: NFC devices can communicate with each other to exchange information.
The following points show how NFC is going to have an immense impact on mobile commerce in the coming future –
Electronic Wireless Payment (Digital Wallet)
The NFC occurs at very close proximity. As MasterCard and Visa are both members of the NFC Development Forum, NFC technology would be best for making secure payments. Mobile Phones can literally ‘tap and go’ like those of the credit card features. Two MIT students have even developed an application which doesn’t only store credit card details, but also can select through its AI which loyalty program to select.
NFC will work on smart phone tags. While making transit on a public vehicle like busses, trains; consumers can simply touch their tags and make instant payments. The fare is calculated and instantly added on their monthly bill.
NFC tag in smart phones is even useful when it comes to the treatment of users in hospitals. They not only keep track of medical professionals and information that the user should be provided with, but also about the doctors and nurses who have checked the patient from time to time. All this data collected is transferred to a common database, which is securely kept, till the user can access it anytime and from anywhere.
QR Codes Readers
NFC tags in smart phones can even scan a QR Code / Barcode and enlist all the features of the particular product or brand. It will collect data from the database and provide with the availability status and latest market price of the particular product to the user.
Though NFC uses close range communication, secure connection techniques like SSL or other cryptographic protocols have to be used to prevent eavesdropping and Data theft or modification.
Using NFC, we really will be exposed to a much mobile and faster business world, where there will be no waiting or queues for anything.
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